Blog
Everything you need to know about using KivoraPay to spend crypto, receive payments, run invoices, manage commerce, and operate with crypto-backed value.
KivoraPay is a spending layer for crypto: create payment links, send invoices, get paid in crypto, and use that value for everyday financial activity.
Africa has some of the highest crypto adoption rates in the world. KivoraPay is building the spending and business payments layer that makes those digital assets useful in real life.
You have USDT. You have bills, customers, invoices, purchases, and business needs. There should not be a thirty-minute detour standing between them.
Amara gets paid in stablecoin every month. She pays school fees, flights, utilities, food, and clothing. Every single payment still goes through P2P first. That ends now.
Your USDT is sitting in Bybit right now. A flight to Accra. School fees due Friday. Dinner tonight. A customer invoice. Why can't it just work directly?
How-to Guides
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How KivoraPay Works
A plain-language overview of the full flow: from funding or receiving crypto to spending, invoicing, collecting, and operating with it.
How to Deposit USDT, USDC, or Bitcoin
Step-by-step: how deposits work, which networks are supported, and how your rate gets locked.
How to Pay Bills on KivoraPay
From selecting a category to receiving confirmation: a complete walkthrough of the bill payment flow.
Rates and Supported Assets
Which crypto assets KivoraPay accepts, how your rate is calculated, and what you are charged.
Account Security and Two-Factor Authentication
How to protect your KivoraPay account with 2FA and what to do if you lose access.