KivoraPay
The spending layer for crypto.
Crypto spending and business payments
KivoraPay is a spending layer for crypto.
Pay bills, collect payments, create invoices, manage your business, run payroll, and move money using crypto-backed value. KivoraPay helps people and businesses use crypto for everyday financial activity without making crypto feel like extra work.
Use crypto for everyday payments, bills, services, collections, and commerce.
For individuals and businesses: spend, receive, invoice, manage, and operate from one platform.
Built on crypto infrastructure, local payment rails, and business tools that make digital assets useful.