Deposit USDT, USDC, or Bitcoin into a naira balance. Pay bills, send money, withdraw to your bank, and get paid by clients, all from one account.
For the bills you pay, the clients you serve, and the business you are building.
Send in crypto, get naira in your balance, and spend it on your day-to-day.
Send crypto in: Deposit USDT, USDC or Bitcoin to your own address.
Create your profile and set up your KivoraPay wallet.
Deposit supported crypto using the instructions in your account, or share a payment link. Check the rate and fees first.
Pay bills, send money, withdraw to your bank, and track every transaction.
Check the current conversion rate for your supported asset.
Have a question about your account or a payment? Include your transaction reference when contacting support.
Pay everyday bills, send money, withdraw to your bank, receive payments, create invoices, and manage business collections, orders, and payroll from your account.
KivoraPay supports USDT and USDC on Solana, and Bitcoin on the Bitcoin network. Always use the asset, network, and deposit address shown in your account. Sending on the wrong network can result in lost funds.
Supported deposits are processed into your naira balance after the required network confirmation and conversion steps. Follow the deposit instructions in your account and check your transaction history for progress.
Charges depend on the service and transaction. Check the rate, fee breakdown, and total shown in the app before confirming. Network fees may also apply when sending crypto from an external wallet. The calculator on this page is an estimate, not a guaranteed final quote.
Timing depends on network confirmations, processing, and the receiving bank or payment provider. A pending status means the transaction has not reached its final outcome. Check your transaction history and contact support with the reference if you need help.
One account for the payments that move your day forward.